Pay Smart With Us
Accelerate your credit score by utilizing your credit card for seamless rental payments
Welcome To
PayQue
An online platform for rental payments. Pay rent with credit cards, even
where not accepted. We provide widely accepted payout options such as e-Interac, paper cheque, and wire (ACH) transfers.
Join us as we transform rent payment into rewards.
Exclusive Offer:
$20 Off Tenant Insurance!
We’re excited to announce we’re working with Square One Insurance Services! Get a $20 account credit when you purchase tenant insurance using the link bellow.
Who is PayQue ideal for
- Credit Score Builders —PayQue converts your credit card rent payment to e-Interac, cheque, or
bank transfer based on your landlord’s preference. Save for your credit
card, not twice, and meet deadlines effortlessly - Roommates and Co-Tenants —Each roommate creates a profile on PayQue, allowing everyone to split
rent, use their credit cards, and make payments easily together - Budget-Conscious Individuals—fulfill your credit card payment on time and use it instantly to pay
rent, avoiding the need to save cash twice for separate deadlines
Transform payments into rewards
Advantages of paying rent with a credit card
Build Credit History:
- Paying rent with a credit card allows you to build a positive credit history. Consistently making on-time payments contributes to a stronger credit score over time.
Earn Rewards and Cashback:
- Many credit cards offer rewards, points, or cashback on purchases, including rent payments. Paying rent with a credit card lets you capitalize on these perks and get something back for your spending.
Convenience and Flexibility:
- Using a credit card provides convenience and flexibility in payment. It eliminates the need for paper checks or cash, and you can schedule automatic payments, making the process more streamlined and hassle-free.
Financial Planning and Tracking:
- Paying rent with a credit card allows for better financial planning and tracking. Monthly statements provide a detailed record of your transactions, helping you manage your budget and expenses more effectively.
Emergency Fund Preservation:
- By using a credit card for rent, you can preserve your emergency fund. In case of unexpected expenses, having funds readily available in your emergency fund while using the credit card for regular payments can offer a financial safety net
Frequently Asked Questions (FAQ)
+ What is PayQue?
PayQue is an online payment platform that allows tenants and landlords to facilitate rental payments. Tenants can use their credit cards to pay rent, moving away from traditional methods like checks or cash.
+ How much will PayQue charge per transaction?
Fees range from 0.8% to 1.5% of your payment, depending on the payout method chosen for your landlord. Additional fees may apply for credit card processing and wire transfers.
- 1. E-Interac or Wire (ACH) Payout
- Base Rent: $1,000
- PayQue Fee: 0.8% of $1,000 = $8
- Credit Card Processing Fee: 2.9% of $1,000 + $0.30 = $29.30
- Total Cost: $1,000 + $8 + $29.30 = $1,037.30
- 2. Physical Cheque Delivery
- Base Rent: $1,000
- PayQue Fee (for cheque): 1.5% of $1,000 = $15
- Credit Card Processing Fee: 2.9% of $1,000 + $0.30 = $29.30
- Delivery Cost: $1.50
- Total Cost: $1,000 + $15 + $29.30 + $1.50 = $1,045.80
- 3. Wire (ACH)
- Base Rent: $1,000
- PayQue Fee: 0.8% of $1,000 = $8
- Credit Card Processing Fee: 2.9% of $1,000 + $0.30 = $29.30
- Wiring Fee: $15
- Total Cost: $1,000 + $8 + $29.30 + $15 = $1,052.30
+ Where is PayQue available?
PayQue is available Canada-wide.
+ Is there a minimum or maximum amount for rent payments with PayQue?
Yes, PayQue’s rent payments range from a minimum of CAD $100 to a maximum of CAD $4,000 to cover most rental scenarios across Canada.
+ Why should I use PayQue?
PayQue is ideal for:
- Credit Card Rewards and Perks: Earn points, cashback, and travel perks by paying rent with your credit card. This boosts your credibility with credit card companies and offers substantial benefits compared to traditional payment methods.
- Credit Score Building: Regular rent payments via your credit card can help improve your credit score by demonstrating consistent, responsible credit usage.
- Cash Flow Flexibility: If you’re short on cash at month’s end, you can use the platform to use your credit card to cover rent, even if your landlord prefers cash, cheque, or e-Interac. It’s ideal for managing tight cash flows or saving your cash for other expenses.
+ Does PayQue support Canada-wide payments?
Yes, PayQue supports payments across all of Canada.
+ What kind of credit cards does PayQue accept?
PayQue accepts major credit cards including AMEX, Visa, and MasterCard.
+ Can I still use PayQue if my landlord only accepts e-Interac transfers for rent?
Yes, PayQue offers three payout methods for your landlord: e-Interac, ACH (wire) transfer, and physical cheque delivery.
+ Can I use PayQue to pay my commercial rent, such as for a shop or office?
Yes, PayQue supports commercial rental payments, providing various payment types suitable for businesses.
+ How soon can my payments be delivered to my landlord using PayQue?
Delivery times vary by payout method:
- E-Interac: 24 hours
- ACH (Wire) Transfer: 3-5 business days
- Physical Cheque Delivery: 2-4 business days
+ Why does PayQue require my ID and Tenancy Contract?
In Canada, MSB (Money Services Business) companies are required to verify payments to comply with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations, ensuring all transactions are legitimate and traceable. As part of this compliance, PayQue requests identification and tenancy contracts from our users to maintain accurate and secure records.
+ How does PayQue keep my information secure?
PayQue ensures your information is secure with data encryption, secure storage, and strict access controls during payment processing and verification.
+ How do I start using PayQue?
To get started, simply visit PayQue Login Page, sign up, and add your landlord to your list of payees through the user-friendly dashboard.
+ How can I access and review the Terms of Service for PayQue?
To access and review the Terms of Service for PayQue, please visit the following link: Terms of Service